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Pearl Simons

Pearl Rosalie Simons

March 11th, 1921 - March 6th, 2021
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

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Obituary

Pearl Rosalie Simons (nee Shillingford)
March 11, 1921 – March 6, 2021

Our precious Pearl was born March 11, 1921 in Fleming, Saskatchewan to parents Montigue and Ruby Shillingford and was one of 8 children. They were a very tight-knit family, she loved her Dad and Mom and each of her 3 sisters and 4 brothers.

There was many a tale that Mom shared about her family. She loved to tell the story of her family winning the biggest family on ice contest. They had 10 family members skate holding hands from one end of the rink to the other, including 3-year-old Bob. The prize was a copper boiler, which each of them bathed in for many, many years.

Mom always had a huge zest for life, right from the get-go. When she was a little girl, her dad returned from a trip with pretty garters for each of the girls. Mom would put hers on, then would swing as high as she could so her skirt would float up and reveal her new green garter with its pretty bow.

Traumatically, Mom lost her father at the very young age of 10. Ruby, Pearl’s Mom raised the eight children on her own with the income from her cows and chickens. It was a tough life and Mom was always proud to be able to say none of the kids were ever in jail.

Ruby would receive clothing from people in the community which she would fashion into outfits for her children. Mom had a special favorite, a bright red coat with a white fur trim. As much as she loved the colour of the coat, the bright red made her easy to spot when she played hooky from school.

To help with the family income, Mom started working cleaning houses and looking after children at the age of 13. She continued to work hard her whole life. Mom and her sister, May were cooks at the Dewdney Spot Lunch in Regina, Mom had many fond memories of this time in her life. She especially loved the cute uniforms that she and Aunty May designed. She appreciated the nice police officer who would walk her home to make sure she was safe at night. She was also very well dressed, as sister Libby who was a model, would send Mom fancy clothes and fishnet stockings, which instilled the great sense of style Mom had.

During the Second World War, Mom was employed to fix the damaged wings of training planes used to train the airmen who would be soon flying off to war. She said she used dope and factory cotton to repair the holes, then painted the bullseyes back on. She always had a good laugh when she told the story of getting the zipper of her “cute little overalls” caught in the grinder, almost starting herself on fire.

Mom returned to Fleming, to help her Mother and family.

She married in 1945 and had her first child, a cute curly blond fellow they called Earnest Montigue, our brother Monty. She always remarked how difficult it was to take him for his first haircut…she loved those curls. By the time she was blessed with her second child, in 1948, William Wayne… she was a single parent, raising the two boys on her own, living on food rations and having only 24 cans of evaporated milk a month for a very hungry little Wayne.

Her knight in shining armor came along in the form of David Henry Simons. At a dance, he was told by Fanny Richards, his employee at the Windsor Hotel, that he better “go after that little girl” and she kindly volunteered to babysit the boys so they could go on a date. The date must have been a success as Dad sang “The girl that I marry” to Mom on their way home.

Dad moved to Calgary in 1952 and sent for Mom and the 2 boys in 1955, who he loved and raised as his own sons. He arranged rental accommodations for Mom to live in until they could be married on August 9, 1955. A year later they were celebrating the birth of their baby girl, Gerry. They were hoping for a baby girl, so Gerry was the apple of their eye, and was always kept in pretty dresses. They didn’t expect to have any more children, but in 1964 they were surprised with a little red-headed girl they named Valerie. Mom was amazed and a little terrified to be having a baby at 43 years of age, but it turned out she was the youngest in a room of 4 other mothers.

Money was tight, so Mom looked after 2 little girls and had boarders to help make ends meet. When Dad was forced to leave Carpentry due to health reasons, Mom became the primary breadwinner which she embraced, and worked in the Drycleaners as a presser until 1977.

She enjoyed baking bread and pies, canning tomatoes from the garden, making jams and jellies. She was delighted to sew and knit for Gerry and Valerie, dressing them in matching Fortrel pant suits… As much joy as it brought her, the girls were horrified and none too happy about their attire when they went to school! …in grade 8 Valerie traded in her new skates to buy some blue jeans!

For the most part she was very skilled at the things she did. But there was a beanbag frog that came out with 5 legs, and on one occasion after kneading her dough she discovered she had lost the thumb of her yellow rubber glove. The loaf eventually found itself with Gerry’s family and popped out with a “thumbs up” when being sliced for sandwiches.

She loved to dress up, whether it was borrowing Monty’s Karate outfit for some “Hi-YAH!” poses in the garden or dressing as mini-Pearl for the Fleming 75th Homecoming. And she really loved to wear her long gowns to the dances. Harry often chuckled about the time she broke up a fight, while wearing her full-length gown, she jumped on the man’s back, grabbed him by the nose and hauled him off.

The kids often got to experience her antics as well, like the time they were in Mossleigh for a wedding, and decided they should go out to the bar, seeing the stage she exclaimed “Oh a Stage Show” and unintentionally got Valerie front row seating for a very revealing male dance show. But she didn’t stop there, afterwards she invited herself and everyone in the bar to a band member’s home for a party.

Mom loved to visit Gerry and her family on their acreage, where she helped with painting and other tasks. Gerry remembers the day O’Malley the cat mistook Mom for Gerry and leaped onto her chest from 6 feet away, sending Mom into a “Tizzy”.

She was a wonderful Mother, kind, caring and always fair. But you didn’t get away with anything, she ran a tight ship. She was protective of her children, and supportive of their endeavors. She loved unconditionally, which is such a very rare trait; and disappointing her was the worst feeling in the world.

But as wonderful as she was as a Mom, she was just as wonderful as a Grandma, and absolutely loved each and every one of her Grandchildren and Great Grandchildren. She’d often sang “Rock-a-Bye Baby” and “Jesus Loves Me” while cuddling the babies.

After Dad passed, she continued to go to senior clubs where she had many friends, and where she eventually met Andy at the young age of 84. Andy loved to travel, and he and Mom went to Hawaii where she was brave enough to go in a submarine and a helicopter.

Mom lived in the same home in Forest Lawn for 40 years before she moved into her little condo in Dover making many friends, playing Rummoli, sharing drinks on the driveway or sometimes even dancing in the street.

Mom aged very well and was still driving at the age of 94. She moved from Calgary to Airdrie in 2015, when a condo came up 2 doors down from Gerry. This was a wonderful arrangement, as having Gerry and other family members nearby, and eventually Ricardo (Gerry’s husband) as well, ensured she had support and could remain independent in her own home, which was so important to her.

She continued to bake her own bread until she was 96 and continued to host Christmas gatherings for the whole family until she was 98. She would always stand up at the end of the table before dinner was served to thank everyone for coming.

She continued to knit and everyone who visited was offered a scarf, she even made scarves for all Gerry’s co-workers at Bed, Bath and Beyond, as she was running out of family members to give them to. Christmas 2020, Gerry and Mom wrapped 61 of her scarves to be given as gifts. “From my Nose to my toes…that’s how long I need to make the scarf” is what she often said.

She enjoyed drives in the country and would try and coax horses and cows to the fence so she could talk to them. Like the big black bull that ignored her until she exclaimed “Well, I just think you’re full of Bull-****, then laughed at her wit! She also enjoyed being taken for walks along the Airdrie canal to see the ducks and on occasion a muskrat. She enjoyed playing Go-Fish with her Grandson, Cayden who said she would keep putting cards down even if it wasn’t her turn. Most evenings she played Rummy with Gerry and Ricardo and usually whipped their butts…although they were playing by Pearl’s rules…

Pearl will be remembered for her fun-loving, gracious nature, unstoppable positive outlook and zest for life that was often mischievous. Like the game of basketball where she ran between the official’s legs, who laughed so hard he couldn’t blow his whistle, or wearing men’s gumboots and doing the jitter bug, putting on her brother’s “tighty-whiteys” and jumping on a saddle for a photo op, skinning the cat on the rafters at 50, sliding into home base at 60, cartwheels at 74, helicopter rides at 84…and kicking up her heals at Gerry and Ricardo’s wedding at 98.

She was truly one-of-a-kind and will be sorely missed. We can best honour her memory, by not taking ourselves too seriously, enjoying a good laugh, not sweating the small things, working hard and not letting age determine the fun you have in life.

She died peacefully on March 6th in the Peter Lougheed Hospital in Calgary, at the age of 99, just 5 days shy of her 100th birthday. Her daughters, Gerry and Valerie and Valerie’s partner Jon were by her side when she went to heaven. She was laid to rest beside her beloved husband Harry on March 12th, 2021 in the Rocky View Garden of Peace Cemetery after an intimate Funeral Service for her immediate family at Choice Memorial.

Pearl is survived by her Son Monty (Ruth) Jefferson, daughters Gerry (Ricardo) Sanchez, Valerie (Jon) Simons, 7 Grandchildren, and 10 Great Grandchildren. She is pre-deceased by her husband David Henry (Harry) Simons, her son Wayne (Linda) Jefferson, her Father (Monty) and Mother (Ruby) Shillingford, her siblings Libby (Ralph) Lawrence, May (Wally) Forsythe, Gladys (Charlie) Henderson, Pat (Clare) Shillingford, Scotty Shillingford, Bob (Josephine) Shillingford and Clarence (Clarice) Shillingford.

We’d like to thank all the family members who sent their Birthday wishes in preparation for her 100th birthday book, we are thankful to have been able to re-connect with all of you and will continue to stay in touch.
The family would also like to send a special thanks to Airdrie homecare and especially the wonderful caregivers who always took the time to have a conversation or go above and beyond to care for our Pearl.
We’d like to ask that in lieu of flowers, a donation be made to Airdrie Meals on Wheels who always checked on Mom when they dropped off the meals. www.airdriemealsonwheels.ca

Also, thank you so much to Choice Memorial who were so helpful in the planning of our Celebration of Life, your guidance and assistance was appreciated.

Heaven is now rejoicing as they have the life of the party and bell of the ball with them.

God Bless You, Precious Pearl…We all love you!

To view and share photos, condolences and memories of Pearl, please visit www.choicememorial.com.
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Service Details

  • Interment

    Location
    Rocky View Garden of Peace
    Address
    243208 Garden Road NE
    Calgary, T1X 1G2
    Get Directions: View Map | Text | Email

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GR

Gerry and Ricardo

Posted at 12:36am
Miss you Momma, we are planting a tiny grove of trees, 1 for you our precious Pearl, 1 for our dearly departed dad Harry and 1 for our beloved Wayne

3 trees were planted in the memory of Pearl Simons

Plant a tree
VS

Valerie Simons

Posted at 07:38pm
Mom, you are sorrowfully missed. As the winter begins to change to spring I think of how you would enjoy a drive in the country, and how much we would love the chance to take you for ice cream in Cochrane, or a treat in Canmore, once again. Losing you has made me reflect so much about my life. How I admire your sense of humor, memories of the funny things you did, your ability to not be concerned with things you didn't have control over. You have, and always will be the greatest inspiration in my life, and I will strive to be more like you everyday. All my love, Valerie.
JC

judy Carver

Posted at 01:44pm
Wow such an amazing lady! I’ve learned so much reading the memorial. When I had my twins Pearl gifted me with two beautiful crocheted afghans for them. I always treasured the beautiful work that went into them. May you all find peace in remembering what an amazing lady she was. Judy carver
RC

Raeanne Cruickshank

Posted at 12:22pm
Grandma Pearl was an amazing woman, with a heart of gold. She gifted us with so many wonderful memories. I will miss her smile, her laugh, how she would randomly start singing at the kitchen table, seeing her dance around the living room with family, and coming over to find her knitting scarves for anyone who was in need. I will cherish the stories she shared that inspired so many of us to keep reaching for the stars, her feistiness and humour, and the countless cups of tea we had while talking about life. She truly was a remarkable woman, and I will be forever grateful that I was one of the lucky ones to be a part of her life. I love you Grandma Pearl, and I know you are having a party up in heaven and kicking up your heels with your loved ones. Rest Peacefully my sweet Grandma
B

Brad Shillingford

Posted at 09:36am
Although our paths have drifted over the year, I have fond memories of Aunt Pearl during my younger years and remember how she was always so cheery and such a wonderful person. Throught aunt Pearl's years she put together the best gift for all...endless beautiful memories ! My deepest sympathy for family.
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